In addition to representing national, regional, and local financial institutions, we also represent holding companies, service corporations, charitable foundations, and other similar entities, as well as international, national, regional, and local financial institutions, including national banks and state-chartered institutions, both depository and non-depository. Our services include operational and regulatory support, taxation and mergers and acquisitions guidance, lending, deposit and trust operations, and contracting and purchasing documentation for vendors and contractors.

As part of our commitment to providing our clients with effective and responsive advice in connection with all aspects of the regulatory process relevant to their industry, we assist with the drafting and revising of compliance policies and procedures, as well as compliance reviews, including cyber security.

A wide range of commercial loan transactions are handled by our attorneys, including loans for commercial real estate, asset-based loans, mortgages secured by assets, financing structures for floor planning, and financing based on tax credits.

We represent lenders and borrowers in national and international commercial loan transactions. In addition to providing loan structure analysis for lenders, we also provide commitments and loan documentation, title analysis, lien perfection, and loan closing services. Borrowers can take advantage of our services by analyzing finance options, negotiating loan commitments and documents, issuing opinion letters, and acquiring assets.

Clients regularly come to us for advice regarding asset-based financings, as well as documentation, and lien perfection issues, as well as issues related to developing and administering borrowing base formulas, collateral evaluation, compliance with the Uniform Commercial Code (UCC), and receivables lockboxes and other arrangements relating to security for deposit accounts.

We are well versed in recording, analyzing, and enforcing both consumer and commercial mortgages, title evaluations, and other real property issues, such as lease assignment, workouts, loan modifications, and foreclosures, as well as handling a wide range of real estate issues, including real estate title and title insurance evaluations and other real estate matters.

You need more than just a law degree to obtain good banking and business representation. To become an effective banking lawyer, you must be well versed in applying financial law and possess advanced skills in negotiating contracts, handling conflicts of interest, and dealing with regulations.

It is Malik Chambers's attorneys' job to handle the day-to-day affairs of businesses and banks, even while preparing themselves for new challenges. We have lawyers with a wide variety of advanced educations, valuable work experiences, and a genuine teamwork culture, which ensures that we can handle multifaceted and difficult aspects of banking law.